Will first-time homebuyers save California’s homeownership rate?

There’s a lot of talk lately about whether California’s first-time homebuyers—especially those between 25 and 34—can help turn around our homeownership rate, now at 54.3%. Many in this group are juggling student debt, navigating higher mortgage rates, and facing the realities of our region’s property prices. It’s no surprise that homeownership is often delayed until ages 30 to 45, with experts expecting growth after 2030. Having spent over a decade helping clients buy and sell throughout the High Desert, Mountain Communities, and beyond, I see firsthand the resilience and determination of today’s buyers. Each transaction brings unique challenges—whether it’s understanding zoning, securing financing, or finding the right fit in a competitive market. My goal is always to guide clients through these hurdles, drawing on my experience with both traditional homes and the unique demands of rural properties. Every journey to homeownership is different, but with the right support and local insight, it’s possible to move forward—even in a market as complex as ours.