The latest numbers show that just 41% of Californians own a home in 2025—a striking figure, especially when you realize it’s more than 10 points below the national average. This new rate comes from counting individual adults rather than households, painting an even clearer picture of how tough homeownership can be, not just here in California but in high-cost states like Texas and Florida too. As someone who’s spent over a decade guiding clients through the unique challenges of the High Desert, Mountain Communities, and beyond, I see firsthand how affordability and rising living costs are reshaping what’s possible for buyers and sellers. Whether you’re looking at a home, land, or something a bit off the beaten path, understanding these shifts is key to making informed decisions in today’s market.
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